Northern Arizona Location


Monique joined Cross State Financial Group in 2015 as a Service Assistant.  Her background in Administrative Services and Case Management, coupled with her enthusiastic personality makes her the perfect compliment to the team.

Monique earned her B.A. in Psychology with honors from New Mexico State University.  She is an Albuquerque-native, and when she is not taking care of client's account servicing needs she enjoys spending time with her mid-school age boys and family attending and participating in athletic activities.



Kevin joined Cross State Financial Group in 2018. With his wife Carolyn and children he resides in Flagstaff, AZ.  He was honorably dischaged from the Army Reserve, then acquired his bachelor's degree in business from University of Bellevue and his master's degree from Northern Arizona University. 

He spent 23 years in management positions at Union Pacific Railroad and Pacer Stacktrain Transportation Company. 

After taking early retirement from the transportation industry, he and his family moved to Arizona in 2002 where he began his career in the financial industry, and in 2012 he began teaching courses in personal finance.  He continues to teach courses at The Franke College of Business at NAU and gives back to his community through his work on various fund raisers and his position as a football coach.